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Early Retirees
You Should Know:
For insured workers contemplating early retirement,
maintaining health insurance coverage is a significant
factor. One in fourteen early retirees is uninsured.
Availability and cost of insurance after retirement have a
strong influence on early-retirement decisions and on the
percentage of the near-elderly who are uninsured.
Choices in health insurance coverage after retirement are
limited. Before workers become eligible for Medicare at age
65, they can purchase an individual health insurance policy,
rely on coverage through their spouse's employer-provided
plan, or take advantage of extended insurance coverage that
their own employers offer as a fringe benefit for early
retirees. However, individual health insurance may be
prohibitively costly and the value of fringe benefits for
early retirees can vary widely.
The availability of health insurance strongly influences
male workers' decision to retire early. Access to retiree
health benefits increases the likelihood of retirement for
60-year-old men by about 50 percent, on average.
What you can do
Call Bill Pace Insurance today to discuss how to meet
your needs should you choose to retire early. You do have
choices available.
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reserved
Availability and cost of insurance after retirement have a
strong influence on early-retirement decisions and on the
percentage of the near-elderly who are uninsured.
Health Insurance